Fixed Electrical Inspection

The testing and inspection of Electrical systems is required under the Electricity at Work Regulations and will therefore apply to business premises.

Most establishments require a full test and inspection every 5 years. This work must be carried out by competent and accredited contractor.

They also require an Annual Routine check, this check may be completed by a competent person who is a user of the system. The person doing the routine check will need to look for breakages, deterioration, signs of overheating and ensure that adequate labelling is in place.

 

The following is a general summary of of the requirements for certain establishments-

          • Industrial       Annual Routine Check       Fixed Test 3 years
          • Commercial   Annual Routine Check       Fixed Test 3/5 years
          • Offices             Annual Routine Check       Fixed Test 5 years
          • Shops              Annual Routine Check        Fixed Test 5 years
          • Pubs                Annual Routine Check         Fixed Test 5 year
          • Restaurant     Annual Routine Check         Fixed Test 5 years
          • Hotels              Annual Routine Check        Fixed Test 5 years
          • Petrol Station  Annual Routine Check       Fixed Test 1 year
          • Construction Site   3 Month Check            3 Month Test

It is a legal requirement to comply with this legislation and in the event of large fire loss at a premises a copy of the electrical report and certificate will be required.

 

 

Travelling to the EU/EEA from 1 January 2021

If you have plans to travel to the EU/EEA, including the Republic of Ireland anytime from 1 January 2021 you will need to ensure that you have the correct and up to date documentation.

Following the confirmation of the trade deal the following will apply –

Taking a car

In addition to taking a copy of your valid certificate of motor insurance, you will need to carry a Green Card. This will need to be obtained in plenty of time before you travel and cover the period of your journey . Once received you will need to carry the physical document, although it may not always be green, an electronic version (PDF) will not be accepted.

If you are taking a caravan or trailer, you will require an additional separate Green Card.

You may also be required to obtain an International Driving Permit to drive in the EU. This document which must be shown in conjunction with your UK drivers license is issued by the Government via local Post Offices. Depending on where in the EU you are travelling, will determine which International Driving Permit you require.

Healthcare

If you currently hold a European Health Insurance Card, this will continue to be valid until it’s expiry date.  A new arrangement has been agreed going forward and you can apply for a UK Global Health Insurance Card.

It is also advisable to ensure that you have suitable travel insurance that will cover your health care needs whilst in the EU. You will need to pay particular attention to the cover provided if you have pre-existing medical conditions.

For the most up to date travel information visit the Government visiting Europe website

Contact your Personal Lines account handler or usual PSP Branch to discuss your individual requirements.

Sewing for frontline medical staff

Tracey Porter, Account Handler at PSP Chippenham has been using her spare time during lockdown to help out local NHS staff by putting her sewing skills to good use.

Shoe bags for Hawthorn Medical Centre in Swindon, so that staff can protect their shoes from contaminating their homes when they return from shift.

Washbags for a community based project – NHS Staff Uniform Washing Bags Swindon, the project which has so far distributed nearly 2000 bags to hospital staff, district nurses and care homes in Swindon, so that they can safely bring their uniforms home to be washed.

Face Mask Extenders – These have been provided to her daughter and colleagues who work in a pharmaceutical company and need to wear face masks for such long hours and the elastic puts pressure on their ears, the extenders fit around the back of the head relieving the pressure.

Hearts – provided to the Brighter Futures Great Western Hospital Swindon, for ICU patients with Covid-19, one heart is retained by the patient and one is posted out to bereaved relatives

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Covid-19 – Business Interruption Insurance Infectious Diseases Cover

You will no doubt be wondering whether your Business Interruption insurance protects you against a loss of income due to the coronavirus pandemic.

Business Interruption usually provides cover only for a specific number of notifiable diseases, as detailed in the policy wording, which has been the situation since the SARS outbreak in 2003. These policies therefore exclude business interruption due to new and emerging diseases.

There are some few exceptions, but the current COVID-19 outbreak is not covered under a significant majority of business interruption policies and we regret to advise you that it is unlikely that you will be covered.

Do however discuss this further with your usual PSP contact and they will be able to provide you with a definitive answer.

Please do all that you can to stay safe.

 

 

PSP Group Newquay wish their Private Clients manager, a very happy and adventurous retirement.

Anne has worked for the group for 17 years as a loyal and committed member of the team, most recently managing the group private clients team. The Newquay directors, took her and the rest of the team out for drinks before she was whisked away for the weekend by her husband.

 

Saltash Charity Sponsorship

The Saltash team have chosen this year to sponsor local charity Jeramiah’s Journey by joining their Follow the Bear initiative to get more local businesses and the community aware of the amazing work they do with children and young people who are going through a bereavement.

They have also joined other local businesses, in supporting Dartmoor Zoo by sponsoring their new Otter Family.

 

 

Your trust is our business

 

Following two further recent acquisitions the PSP Group will end 2019 entering the UK Listings of the Top 100 Independent Brokers, and posting a Gross Written Premium income in excess of £20m. We are very proud of this landmark achievement as we seek to grow the Business organically and through future acquisition opportunities.

The PSP Group Branches are well placed to service existing and new customers, and with 8 locations across the South West Region our experienced Teams are ready to meet the challenges of 2020 and beyond.

Terry Parkins
Chairman

The Saltash office of PSP Group are pleased to be sponsoring Tommy Farrell as he takes on the 2019 season of BriSCA F2 Stock car racing.

Recent success saw him race in the UK Open at the Skegness, where he qualified 11th out of 85 racers.

He is currently ranked 47th  out of 227 racers in the national rankings.

 

 

 

PSP Saltash are pleased to sponsor Charlie Lomas for his first Go Karting series. We wish him lots of luck and success.

You can follow his progress and see him in action at his Facebook page Charlie Lomas Karting #41

     

PSP colleagues do extraordinary things for charity.

Over the next 12 months a number of our PSP colleagues will be taking on extraordinary personal challenges for charity.

First up (and down) is Saltash Account Executive, Will Bailey who is taking part in a sky dive on 30 March to raise money for local hospice St Luke’s.

He will be followed by Newquay Director Martin Geen, who will be running the London Marathon on 28 April in aid of Children with Cancer UK

Later in the year on 31 August, it is the turn of our Health Insurance Adviser, Sarah Gillies, who is taking on the challenge of trekking a marathon through Salisbury taking in the sites of Old Sarum and Stonehenge for Alzheimer’s Society.

Then Jane Tutte – private clients account handler in Newquay will be once again walking 100km. This time along the Normandy Beaches between 2 and 6 October for The Soldiers Charity

We wish them all luck.

In addition to these one off events, other colleagues work  throughout the year volunteering time to help their local communities.

Britta Ohlsen, Commercial Account Handler at our Bridgwater office, volunteers time for Mind in Somerset.

Whilst Sophia Hennequin, Account Handler at Torquay is a Dementia Friend providing support for families, who have a member living with dementia.