As a landlord it is essential that you keep up with legislation in order to protect you and your tenant.  The government has recently changed the electrical regulations and these will apply to new tenancies from July 2020 and existing tenancies from April 2021.

 

Landlords must ensure that the electrical installations in their properties are tested and inspected by an appropriately qualified electrician every 5 years and that any new alterations in the wiring system are also tested and inspected.

 

The documentation in respect of these tests must be freely available and shared with existing, new and prospective tenants.  The local authority is also entitled to see this information and if they make a request as such, you must supply the information to them within 7 days of their request.

 

The information must be supplied to an existing tenant with 28 days.

 

If the person is a new tenant, the landlord must supply a copy of the last report before occupation by the new tenant or within 28 days to any prospective tenant.

 

If the report identifies any remedial or further investigation work, this must be completed within 28 days.  Written confirmation of the work carried out must be provided to the tenant.

 

If a landlord is in breach of the regulations, the local authority can serve a remedial works notice, complete the works themselves and recover all their costs from the landlord.  They can also impose a financial penalty of up to £30,000.

 

As a landlord, you must regularly liaise with your managing agents in order to make certain that your properties are compliant and that you are able meet the terms and conditions of your property owners insurance policy.

Tracey Porter, Account Handler at PSP Chippenham has been using her spare time during lockdown to help out local NHS staff by putting her sewing skills to good use.

Shoe bags for Hawthorn Medical Centre in Swindon, so that staff can protect their shoes from contaminating their homes when they return from shift.

Washbags for a community based project – NHS Staff Uniform Washing Bags Swindon, the project which has so far distributed nearly 2000 bags to hospital staff, district nurses and care homes in Swindon, so that they can safely bring their uniforms home to be washed.

Face Mask Extenders – These have been provided to her daughter and colleagues who work in a pharmaceutical company and need to wear face masks for such long hours and the elastic puts pressure on their ears, the extenders fit around the back of the head relieving the pressure.

Hearts – provided to the Brighter Futures Great Western Hospital Swindon, for ICU patients with Covid-19, one heart is retained by the patient and one is posted out to bereaved relatives

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You will no doubt be wondering whether your Business Interruption insurance protects you against a loss of income due to the coronavirus pandemic.

Business Interruption usually provides cover only for a specific number of notifiable diseases, as detailed in the policy wording, which has been the situation since the SARS outbreak in 2003. These policies therefore exclude business interruption due to new and emerging diseases.

There are some few exceptions, but the current COVID-19 outbreak is not covered under a significant majority of business interruption policies and we regret to advise you that it is unlikely that you will be covered.

Do however discuss this further with your usual PSP contact and they will be able to provide you with a definitive answer.

Please do all that you can to stay safe.

 

 

PSP Group Newquay wish their Private Clients manager, a very happy and adventurous retirement.

Anne has worked for the group for 17 years as a loyal and committed member of the team, most recently managing the group private clients team. The Newquay directors, took her and the rest of the team out for drinks before she was whisked away for the weekend by her husband.

 

The Saltash team have chosen this year to sponsor local charity Jeramiah’s Journey by joining their Follow the Bear initiative to get more local businesses and the community aware of the amazing work they do with children and young people who are going through a bereavement.

They have also joined other local businesses, in supporting Dartmoor Zoo by sponsoring their new Otter Family.

 

 

 

Following two further recent acquisitions the PSP Group will end 2019 entering the UK Listings of the Top 100 Independent Brokers, and posting a Gross Written Premium income in excess of £20m. We are very proud of this landmark achievement as we seek to grow the Business organically and through future acquisition opportunities.

The PSP Group Branches are well placed to service existing and new customers, and with 8 locations across the South West Region our experienced Teams are ready to meet the challenges of 2020 and beyond.

Terry Parkins
Chairman

The Saltash office of PSP Group are pleased to be sponsoring Tommy Farrell as he takes on the 2019 season of BriSCA F2 Stock car racing.

Recent success saw him race in the UK Open at the Skegness, where he qualified 11th out of 85 racers.

He is currently ranked 47th  out of 227 racers in the national rankings.

 

 

 

PSP Saltash are pleased to sponsor Charlie Lomas for his first Go Karting series. We wish him lots of luck and success.

You can follow his progress and see him in action at his Facebook page Charlie Lomas Karting #41

     

Over the next 12 months a number of our PSP colleagues will be taking on extraordinary personal challenges for charity.

First up (and down) is Saltash Account Executive, Will Bailey who is taking part in a sky dive on 30 March to raise money for local hospice St Luke’s.

He will be followed by Newquay Director Martin Geen, who will be running the London Marathon on 28 April in aid of Children with Cancer UK

Later in the year on 31 August, it is the turn of our Health Insurance Adviser, Sarah Gillies, who is taking on the challenge of trekking a marathon through Salisbury taking in the sites of Old Sarum and Stonehenge for Alzheimer’s Society.

Then Jane Tutte – private clients account handler in Newquay will be once again walking 100km. This time along the Normandy Beaches between 2 and 6 October for The Soldiers Charity

We wish them all luck.

In addition to these one off events, other colleagues work  throughout the year volunteering time to help their local communities.

Britta Ohlsen, Commercial Account Handler at our Bridgwater office, volunteers time for Mind in Somerset.

Whilst Sophia Hennequin, Account Handler at Torquay is a Dementia Friend providing support for families, who have a member living with dementia.

 

 

 

 

As the first cold snap of the season hits the UK you may need to start thinking about taking some steps to protect yourself and your property from the worse of the weather.

Whether it is how snow and freezing temperatures can affect your building or preparing to drive in wintery conditions.

Read our Winter Risk Management Bulletin for helpful hints and tips on staying safe throughout the season.

Preparing for Winter